JA Financial Literacy®, part of the JA High School Experience® courses, is a one-semester, teacher-led course that equips high school students with foundational personal finance skills. These skills include how to earn and save money; manage money by being a wise consumer and creating and using a budget; manage bank accounts, investments, and credit; assess risks and use insurance; and address financial problems like identity theft and debt. Volunteers engage with students through a variety of activities that may include subject-matter guest speaking, coaching, or advising for case study and project coursework.
Following completion of this course, students will be able to:
— Learn the necessary concepts applicable to state and national educational standards.
— Apply these standards-based concepts to the real world.
— Synthesize elective concepts through cumulative, tangible deliverables (projects).
— Analyze a business situation or principle through the use of a case study.
— Demonstrate the skills necessary for future career pathway success.
JA Financial Literacy is part of the JA Financial Literacy Pathway. The course is a blended model that includes teacher-led content, volunteer-led opportunities, and self-guided content to support flexible implementation options. JA Financial Literacy is available in classroom-based or remote live implementation. Robust support materials are available for teachers, including a pacing guide for semester-long implementation.
JA programs support national and state standards in reading, mathematics, social studies, and work and career readiness. See below for more information on alignment with national and state standards