JA Economics for Success Pre-Test Please fill in all fields and complete the multiple choice quiz Last Name* Last When were you born? (MM/DD)* What grade are you in?* Sixth Grade Seventh Grade Eighth Grade What is your SCHOOL'S name?* What is your TEACHER'S name?* Please answer the following questions as best as you can:Jenna said that she was good at solving math problems, drawing, and riding horses. This is a list of her: Values Characteristics Interest Skills Which of the following statements is TRUE? Workers with LESS education or skills training usually earn more income than workers with more education. Workers with MORE education or skills training usually earn more income than workers with less education. The amount of education a worker obtains is not likely to affect their income. The amount of skills training is not likely to affect their income. Which of the following statements is NOT true? Decisions about education and skills training beyond high school can have lifelong consequences. Setting a goal is a helpful way to visualize your future. Long-term goals about education, skills training, and careers usually do not change. Staying motivated will help you achieve your career goals. A careful plan on how to spend or save one's money is called a: Profit Income Bank statement Budget The total income a person has after taxes are deducted from their paycheck is called: Net income Gross income High tax bracket income Low tax bracket income Which of the following statements is TRUE? Credit cards use money borrowed from a bank. Debit cards help establish a credit history. With a debit card, you’ll get a bill for your purchases at the end of the month. There is no penalty if you miss a credit card payment. Which of the following can increase your credit score? Exceeding your credit limit Applying for credit frequently Paying your credit card balance each month Not using your credit at all A child falls in your family’s driveway. She needs X-rays, stitches, and antibiotics. What type of insurance coverage is needed? Car Dental Home Health For the following, please indicate the extent to which you engage in these behaviors:I regularly track how I spend my money. Never Rarely Sometimes Often Always I use a personal budget to plan how I spend money. Never Rarely Sometimes Often Always I talk to my parents or guardian about my financial goals. Never Rarely Sometimes Often Always Before making a purchase, I ask myself if this is a need or want. Never Rarely Sometimes Often Always I save money for my future needs and wants. Never Rarely Sometimes Often Always I set personal financial goals for myself. Never Rarely Sometimes Often Always For the following, please indicate your level of agreement with each statement:I have set goals for my future. Strongly disagree Disagree Neither agree nor disagree Agree Strongly agree I feel in control over how my future will turn out. Strongly disagree Disagree Neither agree nor disagree Agree Strongly agree Doing well at school is important to me. Strongly disagree Disagree Neither agree nor disagree Agree Strongly agree I expect to graduate from high school. Strongly disagree Disagree Neither agree nor disagree Agree Strongly agree I expect to go to college. Strongly disagree Disagree Neither agree nor disagree Agree Strongly agree
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