JA Finance Park Virtual

JA Finance Park Virtual is a month-long program that introduces students to personal financial planning and career exploration. At the culmination of this teacher-led program, students participate in our online JA Finance Park Virtual Simulation to put into practice what they’ve learned by developing and committing to a personal budget in a virtual community.

JA Finance Park Virtual helps students build a foundation upon which they can make intelligent financial decisions that last a lifetime, including decisions related to income, expenses, savings, and credit. The program comprises several teacher-led, in-class lessons and a variety of optional, extension activities. Options are available to use either the entry level or advanced curriculum, based on grade level and students’ prior knowledge. The experience culminates in a hands-on, online budgeting simulation that is supported by volunteers. The JA Finance Park Virtual simulation has been fully redeveloped, with a brand-new experience that offers two implementation options: Entry Level (geared toward middle school) and Advanced Level (geared toward high school).

JA Finance Park Virtual – Entry Level

Students will:

  • Be introduced to the concept of “adulting,” laying the groundwork for their future.
  • Create a monthly budget based on a randomly assigned life persona.

JA Finance Park Virtual – Advanced Level

Students will:

  • Choose their own “adult adventure” by selecting their persona based on career and education choices.
  • Deep dive into financial consequences of life choices and decisions impacting long-term goals.
  • Navigate financial decisions through various life stages and budget beyond one month.


  • Determine how career choice affects future finances and lifestyle.
  • Summarize the purpose of taxes and how they affect finances over time.
  • Analyze how saving impacts financial well-being and security.
  • Evaluate the risks and benefits of investing.
  • Explain the advantages and disadvantages of different payment methods over time.
  • Construct a budget to address long-term financial goals using hypothetical life situations.
  • Clarify how debt affects financial success.

Reviews from JA Educators

“Students were able to connect the process to the lessons. One example was when they initially saw their credit score, they either groaned or celebrated the number. Very focused on their income versus their savings, and really questioning the necessity of certain purchases. Students are putting needs before wants, like one student choosing a chair over a couch because of NMI.” – JA Educator, Eastmark High School

“My students LOVED the virtual simulation.” – Terry, Bennett Academy

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